INVESTOR: How My Stocks Bought With CPF Savings Have Done (2014)

I read my end-Aug 2014 bank statement with a sigh -- the market value of my share portfolio bought with Central Provident Fund (CPF) savings continued to hover around the S$130,000 level where it was last year.

In my article in July last year (INVESTOR: How My Stocks Bought With CPF Savings Have Done (2013)), it was $132,232.

Has it in fact gone down?

Actually no, as I learnt with relief after computing the dividends.

cpf9.14 Screenshot of bank statement for end-August 2014: The $131,143 valuation does not include $6,883 in dividends derived from: ComfortDelGro: $1,320; SingTel: $708; ST Engineering: $4,854.

In my 2013 article, the value of my portfolio was $132,232 while the dividends amounted to $4,652 from ComfortDelGro, SingTel and ST Engineering. Total: $136,884.

Since then (ie end-June 2013), I had collected three rounds of dividends -- interim dividend for FY13, final dividend for FY13 and interim dividend for FY14.

The total dividends: $6,883 (By the way, after the companies pay out the dividends, these are funnelled straight into my CPF Ordinary Account by my bank and is not reflectted in the portfolio details).

Thus, the total gain was $131,143 (market value of stocks) + $6,883 = $138,026. There was a net gain of $1,142 since.

On specific performance, comparing the two tables, I saw that ComfortDelgro did very well in delivering capital gain but ST Engineering slipped.

I will continue to own these stocks, which I bought a long time ago.

Why? Read what I wrote at length in INVESTOR: How My Stocks Bought With CPF Savings Have Done (2013).

cpfjune2013 Screenshot of bank statement as at end-June 2013.

Counter Name	Last	Change
AEM Holdings	2.350	-0.010
Best World	2.460	-0.020
Boustead Singapore	0.945	-
Broadway Ind	0.133	-
China Aviation Oil (S)	0.920	-
China Sunsine	0.415	-0.005
ComfortDelGro	1.440	-0.040
Delfi Limited	0.885	-
Food Empire	1.130	-0.040
Fortress Minerals	0.310	-
Geo Energy Res	0.290	-
Hong Leong Finance	2.540	0.010
Hongkong Land (USD)	3.280	0.030
InnoTek	0.540	-
ISDN Holdings	0.300	-
ISOTeam	0.044	0.001
IX Biopharma	0.041	-0.006
KSH Holdings	0.250	-
Leader Env	0.052	-
Ley Choon	0.050	0.001
Marco Polo Marine	0.068	-0.001
Mermaid Maritime	0.135	-0.004
Nordic Group	0.315	-
Oxley Holdings	0.089	0.001
REX International	0.126	0.001
Riverstone	0.795	0.020
Southern Alliance Mining	0.485	-
Straco Corp.	0.485	-
Sunpower Group	0.205	-0.010
The Trendlines	0.065	0.003
Totm Technologies	0.022	-
Uni-Asia Group	0.830	-0.010
Wilmar Intl	3.200	-0.030
Yangzijiang Shipbldg	1.720	0.010

Counter Name

Last

Change

AEM Holdings

2.350

-0.010

Best World

2.460

-0.020

Boustead Singapore

0.945

Broadway Ind